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In conjunction with PC Quote Malaysia and Phillip Capital Management Sdn. Bhd., TradetheTruth.com is proud to bring to bring you these top quality services.

Phillip Capital Management Sdn. Bhd. (333567-D)
Fund Manager Licence No: PPS (3) 2/84

B-2-6 Megan Phileo Avenue
12 Jalan Yap Kwan Seng
50450 Kuala Lumpur, MALAYSIA.
Tel: (603) 2166 8099 (GL)
012 685 1207 (Bill direct)

PCM'S EPF INVESTMENT SCHEME

Calling all EPF account holders, you can now decide how your money is invested! TradetheTruth.com proudly brings to you Phillip Capital Management Sdn. Bhd.'s EPF Investment Scheme.

1.) What is EPF Investment of Members Saving Scheme?

2.) How much can you withdraw ?

3.) How often can you withdraw funds from your EPF savings?

4.) Can you terminate the services of another FMI and invest through Phillip Capital Management Sdn Bdn?

5.) What are the terms of Investment at Phillip Capital Management Sdn Bhd ?

6.) What steps do you take to withdraw funds from your EPF savings to invest with PCM?

 

1.) What is EPF Investment of Members Saving Scheme?
In November 1996, the Employees Provident Fund (EPF) launched the EPF INVESTMENT of MEMBERS SAVING SCHEME. This Scheme offers EPF members who have balance exceeding RM55,000 in Account 1 (Retirement Account) and have not reach the age of 55 an alternative in investing their EPF Savings. They are eligible to withdraw funds under this scheme and invest through approved Fund Management Institutions (FMI) as an alternative to EPF.

PCM is one of the few FMIs approved by the Malaysian Ministry of Finance to manage EPF funds under this Scheme.

2.) How much can you withdraw ?
You may withdraw up to a maximum of 20% of the amount in excess of RM50,000 in Account 1 of your EPF Savings.

3.) How often can you withdraw funds from your EPF savings?
You may withdraw funds every three months as long as the balance in Account 1 exceeds RM50,000. For this purpose, the three months interval is calculated based on the warrant date given by EPF.

EXAMPLE:

A. First Withdrawal

 
Case 1
Case 2
Balance in Account 1
100,000
55,001
Amount exceeding RM50,000 in Account 1 (Y)
50,000
5,001
Minimum amount that can be invested
1,000
1,000
Maximum amount that can be invested (20%*Y)
10,000
1,000

B. Second Withdrawal

Assuming that no additional contributions were made since the first withdrawal in the last three months and you invested that maximum amount allowed, that is RM10,000 for Case 1 and RM1,000 for Case 2, the permitted amount for your second withdraw can be calculated as follows:

 
Case 1
Case 2
Balance in Account 1
90,000
54,001
Amount exceeding RM50,000 in Account 1 (Y)
40,000
4,001
Minimum amount that can be invested
1,000
NIL
Maximum amount that can be invested (20%*Y)
8,000
NIL

4.) Can you terminate the services of another FMI and invest through Phillip Capital Management Sdn Bdn?
Yes! You have to fill in Form KWSP F(iii) AHL to request your FMI to return the funds to EPF. Three months after your last withdrawal (calculated based on your last warrant date), you can fill in Form KWSP 9F (AHL) to invest through PCM.

5.) What are the terms of Investment at Phillip Capital Management Sdn Bhd ?
You are required to invest your funds through PCM for at least six months, after which you may terminate our services with one month prior written notice.

The minimum initial investment for the EPF Scheme is RM10,000. Therefore, your balance in Account 1 must not be less than RM100,000 before your first withdrawal.

6.) What steps do you take to withdraw funds from your EPF savings to invest with PCM?

  • You must obtain Form KWSP9F (AHL) and your account statement from EPF. To obtain these, you can:

    a. personally go to your nearest EPF Office or,

    b. write in to EPF.

  • Fill in Form KWSP 9F (AHL), indicate the amount you wish to withdraw and submit it with a photocopy of your Identity Card to PCM.

We will submit the forms to EPF for further processing. It usually takes between two to four weeks for the EPF to transfer your EPF funds to PCM.

  • Call PCM, ask for Bill Wermine or Andy Lim and mention TradetheTruth.com.

    Disclaimer : Investors are advised to read and understand the prospectus before investing. TradetheTruth.com recommends that you consult your personal financial adviser, banker, lawyer or stockbroker if in doubt.

  • END of DAY DATA SERVICE

    In conjunction with PC Quote Malaysia, TradetheTruth.com is proud to bring to you a top quality end of day data service. PC Quote's Scoreboard Charting Service enables you to use historical and daily plotted into charts format to perform Technical Analysis using comprehensive technical charting tools available in charting software.

    We provide data from the following exchanges:
    KLSE equities and indices;
    SGX equities and indices ;
    HKSE equities and indices;
    NYSE equities and indices;
    NASDAQ equities and indices;
    Commodities, Currencies, Indices Futures and Spot contracts and FOREX

    Once you subscribe to this service, you will get:

    • Discount for courses and seminars;
    • FREE months on your subscription upon successful referral;
    • Discount on charting software we resell;
    • Discounts on other PC Quote services;
    • Helpful technical support to solve your problems
    • FREE one hour training on MetaStock trading software by a professional trader.

      Call Sarah or Wai Kiat at PC Quote on 03 2715 3069 and mention TradetheTruth.com for special DISCOUNT rates.

    Disclaimer : We recommend clients to use PCs or notebooks with Windows 98/2000/XP as the operating system. The data updating process on these operating systems are faster and have proven to be more stable than other operating systems. We provide technical support for these operating systems.

    Established charting software we resell:

    MetaStock charting software are able to perform thorough analysis with a wide range of functions, indicators, line studies, formula language and customized tools.

    FREE TRADER EVALUATION

    Psychological Evaluation to be a Trader

    Are you serious to be a trader? Do you have the qualities which can make you a success? To be successful you must know yourself. Are you a greedy or fearful person? Can you accept large losses? Are you willing to cut your losses quickly? This questionnaire will help you answer these questions. 

    Place a number from 1 to 5 after each question.. The number should fit the description that applies to you.

    Points:

    1. Never applies to me
    2. Rarely applies to me
    3. Sometimes applies to me
    4. Often applies to me
    5. Always applies to me

    Questions:

    1. The share market has its own mind. It always creates problems for me.                         

    2. I am not satisfied with a medium sized profit.                             

    3. I do not need to plan a daily market strategy                             

    4. My friends think I am a success                               

    5. Taking small losses increases my chance of success                            

    6. Every trade is a 50/ 50 chance.                            

    7. The more a market trends, the more it will continue to trend.                             

    8. I like to gamble in casinos because of the excitement.                            

    9. The market is a game and I am a player.                            

    10. I trade to be right.                            

    11. I trade to make money                            

    12. I like the freedom of the trader lifestyle.                            

    13. I am a patient person.                            

    14. I like short term trading because risk is less.                            

    15. You do not have to work hard to make big money trading.                            

    16. I trust my intuition when I buy or sell.                            

    17. When I gamble, I use a system                            

    18. When I trade, I know I am right.                            

    19. When I trade, an exit plan is not important.                            

    20. When reading a business newspaper if an analyst recommends a stock with good fundamentals I will buy it.                            

    21. I plan a daily trading routine every day.                            

    22. I am not afraid to go against the crowd.                            

    23. I back test my trading ideas and patterns on past data.                            

    24. When I lose, my first thought is how to get even.                            

    25. If the market is not trending, I stay out.                            

    Add all the numbers in the blanks then send the total score to seminars@tradethetruth.com and we will e-mail you your free evaluation. 

    TradetheTruth.com is the offical partner of TradeGuider in Malaysia. Contact us to make purchases or get support.

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